Want, so your apartment psla W hammer?! - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine

Want, so your apartment psla W hammer?! - News about real estate, Kiev, Kyiv region. Real Estate In UkraineIf the summer under the hammer were sold mainly to commercial real estate and equipment, it is now markedly increased...One out of every four credit apartment can go under the hammerOn the official web-sites of Ukrainian banks increased markedly the list of pledged property to be sold.If the summer under the hammer were sold mainly to commercial real estate and equipment, it is now markedly increased cars and apartments. It is not surprising, because according to the analytical Agency Kansas, now the share of troubled mortgage loans is 15 to 25 percent, whereas six months ago there was only one percentage of outstanding mortgages. However, representatives of banks deny that the situation of long-term loans such threatening – say, 5-7%, not more..."Given that people basically took out loans in dollars, and its course since the summer has grown almost twice, and also, already, a wave of mass layoffs, 20-25% of problem mortgages is very realistic," says the analyst of the Ukrainian national mortgage Association Alexander Moiseenko. – If the client has any problems with payments, you should notify the Bank and not to run away from him. You can try to refinance. You can also expect that banks will go on the extension of credit, as to take away the collateral apartment, and then try to sell it, they are not interested.In the end, to sell the collateral apartment is not so easy. According to the lawyer Natalia Solomianik, to sell the mortgaged property by a court decision, an Executive inscription of the notary or by agreement of the parties. That is, the client and the Bank are able to agree amongst themselves who will sell the apartment, will I have to pay compensation... Often the Bank allows the client to find a buyer. As a rule, it is more profitable for the debtor, because he is trying to sell the apartment at a higher price, while a Bank can significantly lower the price to quickly sell the property. No court can sell the apartment and in that case, if the notary will make the inscription on the basis of the contract. However, notarial inscription also challenge in court. So even if you don't have to pay for the loan, and the notary gave permission to sell the apartment – sue to the last. Trial, as you know, can last for years. The apartment will be all the time under arrest, but you will be able to live in it.It is almost impossible to sell the apartment in which minors reside. The court will evict children only if it will allow the care. And in order to obtain such approval, it is necessary to ensure the juvenile equivalent housing...However, Bank employees are trying to take the pledge and not very honestly. First of all, offer the client to sign a power of attorney to someone from employees of the Bank. If you sign it – your apartment can sell without your consent or even knowledge. Therefore, carefully watch what you sign, because the desired document can shove under the guise of some unimportant papers.Get rid of the default of the apartment is not so easy because many potential buyers don't want to deal with the defendant's apartment. After all, even if there is a court order that allows the Bank to sell the apartment, it can be appealed. So it's possible that you bought an apartment, and the former owner came around and sued. Even if the court doesn't satisfy his claim – this tape will cost a lot of nerves.



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